Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,858 | $106,864+161.9% | $147,318+90.0% | $82,637+238.7% |
| Participation rate | 26.7% | 75.5%-48.8pp | 82.1%-55.4pp | 68.1%-41.4pp |
| Annual return | 11.99% | 27.49%-15.5pp | 70.43%-58.4pp | 53.51%-41.5pp |
| Employer contribution / active EE | $110 | $3,417-96.8% | $4,593-97.6% | $2,552-95.7% |
| Participant deferral / active EE | $3,230 | $6,496-50.3% | $7,906-59.2% | $4,126-21.7% |
| Admin fee / account holder | $1,387 | $8,415-83.5% | $13,708-89.9% | $7,339-81.1% |