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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,849 | $58,311-23.1% | $81,882-45.2% | $80,959-44.6% |
| Participation rate | 41.8% | 63.5%-21.7pp | 72.4%-30.6pp | 67.7%-25.8pp |
| Annual return | 11.84% | 41.85%-30.0pp | 779.47%-767.6pp | 35.67%-23.8pp |
| Employer contribution / active EE | $714 | $2,347-69.6% | $2,916-75.5% | $2,757-74.1% |
| Participant deferral / active EE | $2,614 | $3,287-20.5% | $4,323-39.5% | $4,300-39.2% |
| Admin fee / account holder | $61 | $4,752-98.7% | $7,360-99.2% | $6,925-99.1% |