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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,997 | $72,177+102.3% | $115,037+26.9% | $59,633+144.8% |
| Participation rate | 93.5% | 72.6%+20.9pp | 81.4%+12.1pp | 68.7%+24.8pp |
| Annual return | -2.50% | 12.02%-14.5pp | 26.14%-28.6pp | 2041.40%-2043.9pp |
| Employer contribution / active EE | $13,190 | $2,841+364.2% | $4,608+186.2% | $2,203+498.8% |
| Participant deferral / active EE | $3,200 | $4,783-33.1% | $6,026-46.9% | $3,192+0.3% |
| Admin fee / account holder | $449 | $4,927-90.9% | $8,175-94.5% | $4,297-89.6% |