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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,180 | $91,179-18.6% | $178,499-58.4% | $79,852-7.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 20.36% | 24.19%-3.8pp | 151.10%-130.7pp | 31.72%-11.4pp |
| Employer contribution / active EE | $2,799 | $3,256-14.0% | $5,011-44.1% | $2,471+13.3% |
| Participant deferral / active EE | $5,275 | $3,236+63.0% | $5,202+1.4% | $3,740+41.0% |
| Admin fee / account holder | $3,644 | $6,749-46.0% | $13,986-73.9% | $5,306-31.3% |