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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,451 | $105,200+56.3% | $159,474+3.1% | $85,847+91.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 24.02% | 45.08%-21.1pp | 263.68%-239.7pp | 318.61%-294.6pp |
| Employer contribution / active EE | $7,328 | $3,319+120.8% | $4,831+51.7% | $2,565+185.6% |
| Participant deferral / active EE | $8,401 | $5,946+41.3% | $7,353+14.2% | $3,952+112.6% |
| Admin fee / account holder | $2,174 | $6,934-68.6% | $10,802-79.9% | $6,261-65.3% |