Retirement plan

DESIGN TRANSPORTATION SERVICES 401(K) PLAN

Name: DESIGN TRANSPORTATION SERVICES, INC - DESIGN TRANSPORTATION SERVICES 401(K) PLAN (2017) Form 5500
Creator: DESIGN TRANSPORTATION SERVICES, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DESIGN TRANSPORTATION SERVICES 401(K) PLAN, DESIGN TRANSPORTATION SERVICES, INC

DESIGN TRANSPORTATION SERVICES, INCEIN 75-2400419Plan #001PY 2017

3818 IRVING BLVD., BLDG. 2 - DALLAS, TX 75247214-688-6900designtransport.netLinkedIn51-200 employeestransportation/trucking/railroad

Prospect flagsLow returnsLow assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$1.5M

+21.0% from 2016

Total participants

263

+2.7% from 2016

Average account balance

$6,293

+18.5% from 2016

Annual return

12.92%

+7.91 pp from 2016

Benchmarks

See 1,029 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,029 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$9K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

186

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

57.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$94K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PENTEC PENSION MANAGEMENT GROUP INC3+ years Filed as: PENTEC PENSION MGT GROUP INC Service code 15 · EIN 75-2776689	Recordkeeping	$7,700
AMERICAN FUNDS3+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT CO Service code 13 PO BOX 6040 · INDIANAPOLIS, IN 462066040	Contract Administrator	$800
PFS INVESTMENTS3+ years Filed as: GOFORTH PFS INVESTMENTS INC Service code 27 5101 E UNIVERSITY DR · DENTON, TX 762081417	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$10K

$83 / participant

Contract admin$10K100.0%

% of EOY assets

0.676%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PHILLIP C. MAY, P.C.
Auditor EIN: 800794417
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$6,293

$46,297-86.4%

$71,671-91.2%

$62,293-89.9%

Participation rate

80.5%

60.6%+19.9pp

68.7%+11.7pp

69.5%+11.0pp

Annual return

12.92%

22.32%-9.4pp

20.65%-7.7pp

28.90%-16.0pp

Employer contribution / active EE

$1,412-100.0%

$2,460-100.0%

$2,042-100.0%

Participant deferral / active EE

$1,727

$2,235-22.7%

$3,438-49.8%

$3,169-45.5%

Admin fee / account holder

$43

$461-90.8%

$5,558-99.2%

$479-91.1%

Provider

Service type

Compensation

PENTEC PENSION MANAGEMENT GROUP INC3+ years

Filed as: PENTEC PENSION MGT GROUP INC

Service code 15 · EIN 75-2776689

Recordkeeping

$7,700

AMERICAN FUNDS3+ years

Filed as: CAPITAL RESEARCH AND MANAGEMENT CO

Service code 13

PO BOX 6040 · INDIANAPOLIS, IN 462066040

Contract Administrator

$800

PFS INVESTMENTS3+ years

Filed as: GOFORTH PFS INVESTMENTS INC

Service code 27

5101 E UNIVERSITY DR · DENTON, TX 762081417

Advisory (Plan)

DESIGN TRANSPORTATION SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DESIGN TRANSPORTATION SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion