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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,251 | $77,920+40.2% | $149,723-27.0% | $75,177+45.3% |
| Participation rate | 70.0% | 65.6%+4.4pp | 78.8%-8.8pp | 67.2%+2.8pp |
| Annual return | 9.74% | 31.72%-22.0pp | 134.50%-124.8pp | 160.75%-151.0pp |
| Employer contribution / active EE | $1,162 | $3,138-63.0% | $4,821-75.9% | $2,671-56.5% |
| Participant deferral / active EE | $4,338 | $3,411+27.2% | $5,682-23.7% | $4,126+5.1% |
| Admin fee / account holder | $3,650 | $5,951-38.7% | $13,215-72.4% | $5,651-35.4% |