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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,259 | $65,367-35.4% | $92,915-54.5% | $72,976-42.1% |
| Participation rate | 84.0% | 68.3%+15.7pp | 76.0%+8.0pp | 69.5%+14.5pp |
| Annual return | 20.26% | 42.11%-21.8pp | 109.45%-89.2pp | 81.02%-60.8pp |
| Employer contribution / active EE | $1,767 | $2,594-31.9% | $3,653-51.6% | $2,440-27.6% |
| Participant deferral / active EE | $3,791 | $3,128+21.2% | $4,238-10.5% | $3,608+5.1% |
| Admin fee / account holder | $1,210 | $4,251-71.5% | $5,796-79.1% | $5,124-76.4% |