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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,911 | $76,551-51.8% | $123,894-70.2% | $62,881-41.3% |
| Participation rate | 90.4% | 73.0%+17.4pp | 81.4%+9.0pp | 69.3%+21.1pp |
| Annual return | 7.19% | 18.68%-11.5pp | 47.52%-40.3pp | 20.14%-13.0pp |
| Employer contribution / active EE | $30 | $2,882-98.9% | $4,617-99.3% | $2,281-98.7% |
| Participant deferral / active EE | $2,988 | $4,840-38.3% | $5,984-50.1% | $3,203-6.7% |
| Admin fee / account holder | $1,233 | $4,826-74.5% | $8,357-85.2% | $4,296-71.3% |