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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,071 | $59,804-11.3% | $81,982-35.3% | $79,856-33.5% |
| Participation rate | 86.4% | 61.6%+24.8pp | 69.3%+17.2pp | 69.6%+16.8pp |
| Annual return | 10.06% | 17.56%-7.5pp | 41.31%-31.3pp | 31.71%-21.7pp |
| Employer contribution / active EE | $229 | $1,713-86.6% | $2,498-90.8% | $2,471-90.7% |
| Participant deferral / active EE | $3,506 | $2,695+30.1% | $3,722-5.8% | $3,741-6.3% |
| Admin fee / account holder | $7,874 | $4,288+83.6% | $5,665+39.0% | $5,306+48.4% |