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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,766 | $90,607-89.2% | $79,467-87.7% | $135,380-92.8% |
| Participation rate | 66.7% | 76.0%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -8.94% | 977.74%-986.7pp | 718.30%-727.2pp | 519.81%-528.7pp |
| Employer contribution / active EE | $869 | $3,068-71.7% | $2,800-69.0% | $4,779-81.8% |
| Participant deferral / active EE | $1,285 | $4,050-68.3% | $3,704-65.3% | $5,609-77.1% |
| Admin fee / account holder | $1,060 | $5,895-82.0% | $5,104-79.2% | $10,828-90.2% |