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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,980 | $63,082+34.7% | $81,716+4.0% | $79,852+6.4% |
| Participation rate | 72.2% | 67.5%+4.7pp | 72.0%+0.2pp | 69.6%+2.6pp |
| Annual return | 14.78% | 22.66%-7.9pp | 29.49%-14.7pp | 31.72%-16.9pp |
| Employer contribution / active EE | $1,531 | $1,795-14.7% | $4,310-64.5% | $2,471-38.0% |
| Participant deferral / active EE | $3,171 | $2,780+14.0% | $7,108-55.4% | $3,740-15.2% |
| Admin fee / account holder | $2,761 | $4,428-37.7% | $5,159-46.5% | $5,306-48.0% |