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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Sales loads (front end and deferred);... | $134,433 |
FIDUCIARY INVESTMENT ADVISORS5+ years Service code 28 · EIN 20-4751585 | Investment Management | $22,828 |
NATIONAL FINANCIAL SERVICES5+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,556 | $101,523-66.9% | $141,191-76.2% | $77,775-56.9% |
| Participation rate | 41.7% | 77.4%-35.6pp | 82.5%-40.7pp | 73.2%-31.5pp |
| Annual return | 26.74% | 56.22%-29.5pp | 71.41%-44.7pp | 32.58%-5.8pp |
| Employer contribution / active EE | $738 | $3,341-77.9% | $4,736-84.4% | $2,504-70.5% |
| Participant deferral / active EE | $2,314 | $6,434-64.0% | $6,710-65.5% | $3,966-41.6% |
| Admin fee / account holder | $100 | $92+9.1% | $10,264-99.0% | $100-0.2% |