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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,906 | $76,834-35.0% | $108,359-53.9% | $87,485-43.0% |
| Participation rate | 32.1% | 61.7%-29.7pp | 70.1%-38.0pp | 68.9%-36.9pp |
| Annual return | 15.71% | 19.09%-3.4pp | 36.89%-21.2pp | 26.06%-10.3pp |
| Employer contribution / active EE | $702 | $1,556-54.9% | $2,399-70.7% | $2,596-72.9% |
| Participant deferral / active EE | $1,463 | $3,100-52.8% | $4,137-64.6% | $4,274-65.8% |
| Admin fee / account holder | $3,271 | $6,537-50.0% | $9,741-66.4% | $7,775-57.9% |