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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,100 | $127,296+66.6% | $109,907+93.0% | $167,536+26.6% |
| Participation rate | 22.2% | 77.9%-55.7pp | 74.2%-52.0pp | 82.1%-59.9pp |
| Annual return | 17.56% | 22.97%-5.4pp | 29.46%-11.9pp | 478.82%-461.3pp |
| Employer contribution / active EE | $1,577 | $3,325-52.6% | $2,844-44.6% | $4,839-67.4% |
| Participant deferral / active EE | $4,560 | $4,513+1.0% | $4,047+12.7% | $6,342-28.1% |
| Admin fee / account holder | $4,117 | $7,119-42.2% | $6,069-32.2% | $12,315-66.6% |