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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,693 | $162,136-0.9% | $152,301+5.5% | $154,746+3.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 6.37% | 91.02%-84.7pp | 80.50%-74.1pp | 172.34%-166.0pp |
| Employer contribution / active EE | $622 | $4,890-87.3% | $4,624-86.6% | $4,379-85.8% |
| Participant deferral / active EE | $3,564 | $8,341-57.3% | $8,004-55.5% | $6,730-47.0% |
| Admin fee / account holder | $49,501 | $15,759+214.1% | $14,398+243.8% | $14,365+244.6% |