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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,693 | $154,228+4.2% | $145,433+10.5% | $137,256+17.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 6.37% | 74.59%-68.2pp | 66.58%-60.2pp | 220.34%-214.0pp |
| Employer contribution / active EE | $622 | $4,804-87.1% | $4,554-86.3% | $4,156-85.0% |
| Participant deferral / active EE | $3,564 | $8,216-56.6% | $7,897-54.9% | $6,407-44.4% |
| Admin fee / account holder | $49,501 | $14,344+245.1% | $13,129+277.0% | $12,270+303.4% |