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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,860 | $114,712-24.3% | $173,730-50.0% | $87,485-0.7% |
| Participation rate | 54.4% | 73.0%-18.6pp | 79.6%-25.2pp | 68.9%-14.5pp |
| Annual return | 20.11% | 20.18%-0.1pp | 19.96%+0.2pp | 26.06%-6.0pp |
| Employer contribution / active EE | $2,036 | $2,904-29.9% | $4,577-55.5% | $2,596-21.6% |
| Participant deferral / active EE | $3,534 | $4,642-23.9% | $6,326-44.1% | $4,274-17.3% |
| Admin fee / account holder | $146 | $10,210-98.6% | $17,523-99.2% | $7,775-98.1% |