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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,860 | $108,825-20.2% | $156,181-44.4% | $82,448+5.4% |
| Participation rate | 54.4% | 72.4%-18.0pp | 78.8%-24.4pp | 68.1%-13.7pp |
| Annual return | 20.11% | 20.59%-0.5pp | 64.87%-44.8pp | 41.64%-21.5pp |
| Employer contribution / active EE | $2,036 | $2,870-29.1% | $4,294-52.6% | $2,551-20.2% |
| Participant deferral / active EE | $3,534 | $4,577-22.8% | $6,132-42.4% | $4,139-14.6% |
| Admin fee / account holder | $146 | $9,341-98.4% | $14,586-99.0% | $7,234-98.0% |