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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,689 | $85,515+34.1% | $112,040+2.4% | $67,986+68.7% |
| Participation rate | 71.3% | 68.2%+3.1pp | 76.5%-5.2pp | 57.2%+14.1pp |
| Annual return | 12.22% | 29.68%-17.5pp | 24.52%-12.3pp | 31.67%-19.4pp |
| Employer contribution / active EE | $2,041 | $2,191-6.9% | $2,954-30.9% | $2,019+1.1% |
| Participant deferral / active EE | $3,701 | $4,014-7.8% | $5,098-27.4% | $3,358+10.2% |
| Admin fee / account holder | $21,427 | $3,774+467.8% | $12,098+77.1% | $3,203+568.9% |