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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,347 | $115,810-83.3% | $101,271-80.9% | $158,966-87.8% |
| Participation rate | 84.2% | 79.4%+4.8pp | 75.8%+8.4pp | 82.0%+2.2pp |
| Annual return | 11.76% | 56.15%-44.4pp | 46.48%-34.7pp | 302.95%-291.2pp |
| Employer contribution / active EE | $2,243 | $4,175-46.3% | $3,660-38.7% | $4,762-52.9% |
| Participant deferral / active EE | $1,604 | $4,958-67.6% | $4,371-63.3% | $5,983-73.2% |
| Admin fee / account holder | $314 | $7,248-95.7% | $5,948-94.7% | $11,250-97.2% |