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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,574 | $75,962+79.8% | $154,108-11.4% | $64,173+112.8% |
| Participation rate | 95.9% | 70.4%+25.5pp | 83.0%+12.9pp | 69.6%+26.3pp |
| Annual return | -8.48% | 30.32%-38.8pp | 735.21%-743.7pp | 7.63%-16.1pp |
| Employer contribution / active EE | $5,687 | $3,350+69.8% | $5,298+7.4% | $2,381+138.9% |
| Participant deferral / active EE | $4,120 | $3,175+29.8% | $5,081-18.9% | $3,470+18.7% |
| Admin fee / account holder | $728 | $5,589-87.0% | $13,411-94.6% | $4,887-85.1% |