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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,109 | $81,276+209.0% | $155,574+61.4% | $80,925+210.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.99% | 33.36%-22.4pp | 64.87%-53.9pp | 35.65%-24.7pp |
| Employer contribution / active EE | $3,874 | $3,103+24.8% | $4,676-17.2% | $2,756+40.5% |
| Participant deferral / active EE | $4,554 | $3,453+31.9% | $5,629-19.1% | $4,299+5.9% |
| Admin fee / account holder | $5,737 | $7,993-28.2% | $15,914-63.9% | $6,940-17.3% |