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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,109 | $81,358+208.6% | $155,556+61.4% | $80,959+210.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.99% | 33.39%-22.4pp | 64.84%-53.8pp | 35.67%-24.7pp |
| Employer contribution / active EE | $3,874 | $3,106+24.7% | $4,675-17.1% | $2,757+40.5% |
| Participant deferral / active EE | $4,554 | $3,455+31.8% | $5,631-19.1% | $4,300+5.9% |
| Admin fee / account holder | $5,737 | $7,994-28.2% | $15,885-63.9% | $6,925-17.2% |