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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,965 | $83,369-62.9% | $105,223-70.6% | $67,986-54.5% |
| Participation rate | 36.3% | 56.3%-20.0pp | 75.0%-38.8pp | 57.2%-20.9pp |
| Annual return | 20.25% | 24.64%-4.4pp | 180.65%-160.4pp | 31.67%-11.4pp |
| Employer contribution / active EE | $1,668 | $2,541-34.4% | $3,689-54.8% | $2,019-17.4% |
| Participant deferral / active EE | $0 | $3,295-100.0% | $5,072-100.0% | $3,358-100.0% |
| Admin fee / account holder | $4,168 | $4,073+2.3% | $8,859-53.0% | $3,203+30.1% |