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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,189 | $92,219+5.4% | $76,767+26.6% | $135,380-28.2% |
| Participation rate | 60.0% | 79.8%-19.8pp | 77.0%-17.0pp | 82.6%-22.6pp |
| Annual return | -2.62% | 5.46%-8.1pp | 2.43%-5.0pp | 519.81%-522.4pp |
| Employer contribution / active EE | $802 | $3,216-75.0% | $2,485-67.7% | $4,779-83.2% |
| Participant deferral / active EE | $2,670 | $4,508-40.8% | $3,852-30.7% | $5,609-52.4% |
| Admin fee / account holder | $23,848 | $10,749+121.9% | $6,675+257.2% | $10,828+120.2% |