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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,847 | $190,916+33.0% | $160,037+58.6% | $134,545+88.7% |
| Participation rate | 92.9% | 82.0%+10.9pp | 78.0%+14.9pp | 81.2%+11.6pp |
| Annual return | -18.30% | 552.79%-571.1pp | 408.95%-427.3pp | 418.37%-436.7pp |
| Employer contribution / active EE | $6,551 | $4,996+31.1% | $4,226+55.0% | $4,742+38.2% |
| Participant deferral / active EE | $7,566 | $6,925+9.3% | $6,184+22.3% | $6,401+18.2% |
| Admin fee / account holder | $1,260 | $10,497-88.0% | $8,716-85.5% | $11,431-89.0% |