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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,391 | $116,203-24.8% | $93,621-6.7% | $152,897-42.8% |
| Participation rate | 52.4% | 78.1%-25.7pp | 75.8%-23.5pp | 82.5%-30.1pp |
| Annual return | 20.96% | 35.96%-15.0pp | 32.76%-11.8pp | 345.43%-324.5pp |
| Employer contribution / active EE | $1,133 | $3,219-64.8% | $2,719-58.3% | $4,764-76.2% |
| Participant deferral / active EE | $2,213 | $4,605-51.9% | $4,070-45.6% | $5,851-62.2% |
| Admin fee / account holder | $1,473 | $10,751-86.3% | $7,890-81.3% | $11,599-87.3% |