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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,628 | $100,194+136.2% | $122,979+92.4% | $86,983+172.0% |
| Participation rate | 66.7% | 73.0%-6.3pp | 77.2%-10.5pp | 69.5%-2.9pp |
| Annual return | 12.82% | 16.47%-3.7pp | 20.12%-7.3pp | 25.83%-13.0pp |
| Employer contribution / active EE | $1,648 | $2,326-29.1% | $3,062-46.2% | $2,584-36.2% |
| Participant deferral / active EE | $3,105 | $4,133-24.9% | $5,003-37.9% | $4,194-26.0% |
| Admin fee / account holder | $1,586 | $10,148-84.4% | $12,864-87.7% | $7,856-79.8% |