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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,628 | $104,098+127.3% | $140,514+68.4% | $94,015+151.7% |
| Participation rate | 66.7% | 73.7%-7.0pp | 77.8%-11.1pp | 70.8%-4.2pp |
| Annual return | 12.82% | 15.14%-2.3pp | 14.36%-1.5pp | 17.84%-5.0pp |
| Employer contribution / active EE | $1,648 | $2,388-31.0% | $3,378-51.2% | $2,790-40.9% |
| Participant deferral / active EE | $3,105 | $4,033-23.0% | $4,919-36.9% | $4,249-26.9% |
| Admin fee / account holder | $1,586 | $10,439-84.8% | $13,697-88.4% | $8,951-82.3% |