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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,071 | $77,920-83.2% | $149,723-91.3% | $75,177-82.6% |
| Participation rate | 45.2% | 65.6%-20.4pp | 78.8%-33.6pp | 67.2%-22.0pp |
| Annual return | 35.15% | 31.72%+3.4pp | 134.50%-99.4pp | 160.75%-125.6pp |
| Employer contribution / active EE | $1,001 | $3,138-68.1% | $4,821-79.2% | $2,671-62.5% |
| Participant deferral / active EE | $2,944 | $3,411-13.7% | $5,682-48.2% | $4,126-28.7% |
| Admin fee / account holder | $28 | $5,951-99.5% | $13,215-99.8% | $5,651-99.5% |