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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,156 | $100,970+127.0% | $96,576+137.3% | $137,256+67.0% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 12.32% | 38.16%-25.8pp | 38.47%-26.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $1,077 | $3,809-71.7% | $3,553-69.7% | $4,156-74.1% |
| Participant deferral / active EE | $3,970 | $8,286-52.1% | $7,956-50.1% | $6,407-38.0% |
| Admin fee / account holder | $1,396 | $11,312-87.7% | $11,381-87.7% | $12,270-88.6% |