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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,516 | $106,280+36.9% | $96,538+50.7% | $139,487+4.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.86% | 38.48%-28.6pp | 35.74%-25.9pp | 373.84%-364.0pp |
| Employer contribution / active EE | $1,975 | $4,107-51.9% | $3,740-47.2% | $4,755-58.5% |
| Participant deferral / active EE | $15,608 | $5,457+186.0% | $4,880+219.8% | $6,713+132.5% |
| Admin fee / account holder | $11,818 | $7,888+49.8% | $6,737+75.4% | $11,407+3.6% |