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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,696 | $227,633-44.3% | $189,597-33.2% | $167,553-24.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 6.87% | 78.45%-71.6pp | 64.20%-57.3pp | 478.89%-472.0pp |
| Employer contribution / active EE | $2,965 | $5,317-44.2% | $4,412-32.8% | $4,840-38.7% |
| Participant deferral / active EE | $7,433 | $7,003+6.1% | $6,174+20.4% | $6,343+17.2% |
| Admin fee / account holder | $20,691 | $11,879+74.2% | $9,807+111.0% | $12,316+68.0% |