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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,528 | $72,404+77.5% | $110,243+16.6% | $64,173+100.3% |
| Participation rate | 66.7% | 73.3%-6.7pp | 79.8%-13.2pp | 69.6%-2.9pp |
| Annual return | -5.13% | -6.29%+1.2pp | 314.76%-319.9pp | 7.63%-12.8pp |
| Employer contribution / active EE | $2,186 | $2,282-4.2% | $3,827-42.9% | $2,381-8.2% |
| Participant deferral / active EE | $3,982 | $3,469+14.8% | $4,672-14.8% | $3,470+14.8% |
| Admin fee / account holder | $8,068 | $5,664+42.4% | $8,548-5.6% | $4,887+65.1% |