See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE Service code 15 · EIN 36-6071399 | Recordkeeping | $37,849 |
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $14,661 |
Service code 27 · EIN 26-0180443 | Advisory (Plan) | $3,430 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,854 | $102,553-12.4% | $151,611-40.7% | $66,914+34.3% |
| Participation rate | 59.3% | 85.5%-26.2pp | 87.5%-28.2pp | 69.8%-10.5pp |
| Annual return | -12.01% | -10.82%-1.2pp | 3.33%-15.3pp | 1.58%-13.6pp |
| Employer contribution / active EE | $1,030 | $4,180-75.4% | $6,166-83.3% | $2,544-59.5% |
| Participant deferral / active EE | $4,978 | $6,641-25.0% | $8,363-40.5% | $4,237+17.5% |
| Admin fee / account holder | $811 | $630+28.7% | $11,616-93.0% | $593+36.7% |