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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,647 | $84,236-14.9% | $170,435-58.0% | $70,126+2.2% |
| Participation rate | 97.7% | 70.8%+26.8pp | 83.6%+14.1pp | 69.5%+28.1pp |
| Annual return | 16.62% | 23.06%-6.4pp | 205.94%-189.3pp | 73.15%-56.5pp |
| Employer contribution / active EE | $2,134 | $3,387-37.0% | $5,432-60.7% | $2,343-8.9% |
| Participant deferral / active EE | $4,245 | $3,086+37.6% | $4,939-14.1% | $3,332+27.4% |
| Admin fee / account holder | $11,946 | $5,698+109.6% | $13,881-13.9% | $4,645+157.1% |