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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,815 | $138,076-31.3% | $123,553-23.3% | $135,380-30.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.13% | 153.70%-161.8pp | 119.21%-127.3pp | 519.81%-527.9pp |
| Employer contribution / active EE | $5,640 | $5,152+9.5% | $4,628+21.9% | $4,779+18.0% |
| Participant deferral / active EE | $5,963 | $6,800-12.3% | $6,426-7.2% | $5,609+6.3% |
| Admin fee / account holder | $775 | $10,917-92.9% | $9,284-91.7% | $10,828-92.8% |