Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,990 | $63,773-43.6% | $81,286-55.7% | $80,925-55.5% |
| Participation rate | 43.9% | 63.9%-20.0pp | 69.5%-25.6pp | 67.7%-23.8pp |
| Annual return | 12.97% | 16.37%-3.4pp | 24.80%-11.8pp | 35.65%-22.7pp |
| Employer contribution / active EE | $1,115 | $1,979-43.7% | $2,463-54.7% | $2,756-59.6% |
| Participant deferral / active EE | $1,834 | $3,093-40.7% | $3,883-52.8% | $4,299-57.3% |
| Admin fee / account holder | $7,936 | $5,682+39.7% | $5,764+37.7% | $6,940+14.4% |