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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,093 | $106,008+70.8% | $92,240+96.3% | $147,586+22.7% |
| Participation rate | 30.8% | 80.4%-49.6pp | 76.5%-45.7pp | 82.8%-52.1pp |
| Annual return | 16.55% | 50.05%-33.5pp | 176.29%-159.7pp | 578.59%-562.0pp |
| Employer contribution / active EE | $3,108 | $4,333-28.3% | $3,680-15.5% | $4,876-36.3% |
| Participant deferral / active EE | $6,923 | $4,478+54.6% | $3,897+77.7% | $5,439+27.3% |
| Admin fee / account holder | $677 | $6,333-89.3% | $5,194-87.0% | $10,886-93.8% |