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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $629,706 | $142,392+342.2% | $119,622+426.4% | $134,532+368.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -20.46% | -12.46%-8.0pp | -14.98%-5.5pp | 418.27%-438.7pp |
| Employer contribution / active EE | $14,111 | $5,224+170.1% | $4,232+233.4% | $4,741+197.6% |
| Participant deferral / active EE | $14,101 | $6,467+118.0% | $5,601+151.8% | $6,401+120.3% |
| Admin fee / account holder | $60,157 | $13,593+342.6% | $10,328+482.5% | $11,429+426.4% |