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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,079 | $93,1170% | $77,096+20.7% | $134,532-30.8% |
| Participation rate | 83.3% | 74.5%+8.8pp | 67.9%+15.4pp | 81.2%+2.1pp |
| Annual return | 0.71% | 62.67%-62.0pp | 42.35%-41.6pp | 418.27%-417.6pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,732 | $5,241-67.0% | $4,429-60.9% | $6,401-72.9% |
| Admin fee / account holder | $382 | $6,948-94.5% | $5,428-93.0% | $11,429-96.7% |