See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 20-3886993 | Recordkeeping | $6,581 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $5,979 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,069 | $58,726-4.5% | $92,233-39.2% | $62,292-10.0% |
| Participation rate | 47.5% | 68.3%-20.9pp | 76.5%-29.0pp | 69.5%-22.0pp |
| Annual return | 14.70% | 43.62%-28.9pp | 176.28%-161.6pp | 28.90%-14.2pp |
| Employer contribution / active EE | $1,770 | $2,392-26.0% | $3,679-51.9% | $2,042-13.3% |
| Participant deferral / active EE | $3,146 | $2,766+13.8% | $3,897-19.3% | $3,169-0.7% |
| Admin fee / account holder | $137 | $556-75.5% | $5,194-97.4% | $479-71.5% |