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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,032 | $77,908-61.5% | $149,696-79.9% | $75,173-60.0% |
| Participation rate | 43.6% | 65.6%-21.9pp | 78.8%-35.1pp | 67.2%-23.6pp |
| Annual return | 17.08% | 31.73%-14.6pp | 134.46%-117.4pp | 160.72%-143.6pp |
| Employer contribution / active EE | $789 | $3,138-74.8% | $4,821-83.6% | $2,671-70.5% |
| Participant deferral / active EE | $1,616 | $3,411-52.6% | $5,682-71.6% | $4,126-60.8% |
| Admin fee / account holder | $217 | $5,950-96.4% | $13,212-98.4% | $5,651-96.2% |