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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,861 | $102,595-51.4% | $94,057-47.0% | $154,746-67.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 8.62% | 583.42%-574.8pp | 480.62%-472.0pp | 172.34%-163.7pp |
| Employer contribution / active EE | $4,351 | $3,147+38.3% | $2,933+48.4% | $4,379-0.6% |
| Participant deferral / active EE | $5,806 | $5,118+13.4% | $4,709+23.3% | $6,730-13.7% |
| Admin fee / account holder | $37,951 | $7,736+390.6% | $7,244+423.9% | $14,365+164.2% |