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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,873 | $141,004-69.6% | $112,273-61.8% | $139,466-69.3% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.50% | 32.75%-19.2pp | 30.23%-16.7pp | 373.66%-360.2pp |
| Employer contribution / active EE | $10,033 | $4,285+134.2% | $3,431+192.4% | $4,754+111.1% |
| Participant deferral / active EE | $604 | $5,878-89.7% | $4,800-87.4% | $6,712-91.0% |
| Admin fee / account holder | $401 | $9,959-96.0% | $7,752-94.8% | $11,409-96.5% |