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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,369 | $104,479-49.9% | $159,474-67.2% | $79,391-34.0% |
| Participation rate | 73.2% | 76.6%-3.4pp | 82.8%-9.6pp | 70.7%+2.5pp |
| Annual return | 43.60% | 67.98%-24.4pp | 263.68%-220.1pp | 116.88%-73.3pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,831-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $6,649 | $6,468+2.8% | $7,353-9.6% | $4,046+64.3% |
| Admin fee / account holder | $4,582 | $711+544.1% | $10,802-57.6% | $627+631.3% |