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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,701 | $167,533+20.4% | $151,645+33.0% | $134,545+49.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -25.37% | 7.81%-33.2pp | 3.34%-28.7pp | 418.37%-443.7pp |
| Employer contribution / active EE | $4,643 | $6,828-32.0% | $6,165-24.7% | $4,742-2.1% |
| Participant deferral / active EE | $12,196 | $8,985+35.7% | $8,363+45.8% | $6,401+90.5% |
| Admin fee / account holder | $60,023 | $13,781+335.6% | $11,614+416.8% | $11,431+425.1% |