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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,307 | $63,346-17.4% | $92,240-43.3% | $70,126-25.4% |
| Participation rate | 55.2% | 68.7%-13.5pp | 76.5%-21.3pp | 69.5%-14.3pp |
| Annual return | 14.23% | 530.19%-516.0pp | 176.29%-162.1pp | 73.15%-58.9pp |
| Employer contribution / active EE | $533 | $2,471-78.5% | $3,680-85.5% | $2,343-77.3% |
| Participant deferral / active EE | $1,940 | $2,854-32.0% | $3,897-50.2% | $3,332-41.8% |
| Admin fee / account holder | $3,261 | $3,841-15.1% | $5,194-37.2% | $4,645-29.8% |