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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,858 | $68,681-47.8% | $86,625-58.6% | $85,851-58.2% |
| Participation rate | 72.1% | 66.4%+5.7pp | 71.6%+0.4pp | 69.3%+2.8pp |
| Annual return | 11.04% | 20.12%-9.1pp | 63.52%-52.5pp | 318.63%-307.6pp |
| Employer contribution / active EE | $949 | $1,880-49.5% | $2,496-62.0% | $2,565-63.0% |
| Participant deferral / active EE | $1,182 | $2,919-59.5% | $3,700-68.0% | $3,952-70.1% |
| Admin fee / account holder | $4,727 | $5,974-20.9% | $5,830-18.9% | $6,261-24.5% |