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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $538,864 | $138,102+290.2% | $125,381+329.8% | $134,532+300.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.82% | 750.73%-762.5pp | 572.31%-584.1pp | 418.27%-430.1pp |
| Employer contribution / active EE | $2,188 | $5,245-58.3% | $4,815-54.6% | $4,741-53.9% |
| Participant deferral / active EE | $9,392 | $7,801+20.4% | $7,448+26.1% | $6,401+46.7% |
| Admin fee / account holder | $24,223 | $11,568+109.4% | $10,007+142.1% | $11,429+112.0% |