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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,896 | $63,346-44.9% | $92,240-62.2% | $70,126-50.2% |
| Participation rate | 84.0% | 68.7%+15.3pp | 76.5%+7.5pp | 69.5%+14.4pp |
| Annual return | 14.85% | 530.19%-515.3pp | 176.29%-161.4pp | 73.15%-58.3pp |
| Employer contribution / active EE | $4,352 | $2,471+76.1% | $3,680+18.3% | $2,343+85.8% |
| Participant deferral / active EE | $1,997 | $2,854-30.0% | $3,897-48.8% | $3,332-40.1% |
| Admin fee / account holder | $2,596 | $3,841-32.4% | $5,194-50.0% | $4,645-44.1% |